1845 Perch Hammock Loop Groveland, FL 34736
Your savings
About this home
Step inside a home brimming with light, space, and potential—a 4-bedroom, 3-bath, 2,621 SF residence in the highly regarded Trinity Lakes Signature community, thoughtfully designed to integrate timeless style with everyday livability. Sunlight pours through expansive windows, highlighting an open, flowing floor plan that’s ready to adapt to your vision—whether it’s lively gatherings, peaceful mornings, or something in between. The chef-inspired kitchen shines with a Samsung Bespoke stainless-steel refrigerator, sleek lighting, generous prep space, and bar seating with included stools, creating a natural heart of the home. The primary suite offers quiet refinement with dual walk-in closets, blackout blinds, a spacious walk-in shower, and elegant finishes, while the Jack-and-Jill secondary bedrooms deliver versatility and privacy. The epoxy-finished 3-car garage is a showpiece of organization, complete with hanging storage, multiple cabinets, attic flooring with stairs, and a second refrigerator—every detail designed for effortless living. Step beyond the walls to a screened lanai and paved outdoor platforms, perfect for al fresco dinners, quiet coffee breaks, or sunset reflections framed by a vinyl privacy fence. Thoughtful enhancements extend throughout: Govee architectural lighting, full-home gutters, front and rear screened porches, flower bed wall, new sod, custom blinds, and ceiling fans with remotes in every room. This residence is equipped with modern intelligence—Level Lock smart deadbolt, Ring camera, built-in termite protection, flood detectors, and a comprehensive water softener and triple filtration system. Enjoy resort-style amenities including a sparkling community pool, fitness center, and clubhouse, all surrounded by tranquil views and tree-lined scenery that creates a lasting sense of calm and connection. Ideally located near Groveland’s Lake David Park and Cherry Lake Park, offering walking trails, playgrounds, kayaking, and community events. Everyday conveniences are just minutes away, including Groveland’s new Starbucks, a tire shop, dentist, and car wash, making errands effortless. With the Florida Turnpike nearby and Clermont’s vibrant shopping, dining, and entertainment within easy reach, this vacant home is ready for its next chapter—a blank canvas waiting to reflect your own style, rhythm, and life. NOTE: Current VA Loan being offered Assumable to fellow Veterans!
Source: STELLAR #O6356349
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.