1845 Vesta Ave Atlanta, GA 30344
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About this home
Welcome home to your charming craftsman bungalow! Corner lot and character galore, featuring an adorable front porch and updated interior with fabulous hardwood floors and an open layout. 10’ ceilings give the space a bright and airy feeling. Fully updated kitchen with 7 foot granite island features ample cabinets and drawers for storage. Laundry closet with extra shelving as well as a large under stairs closet give more storage options - rare for a home of this vintage! Three large bedrooms with two renovated bathrooms. Front bedroom features double closets. The large primary en suite is a dream space with a large designer walk in closet with custom shelving, a movie projector and sweet decorative fireplace! The primary bathroom is oversized with double vanities and beautifully tiled shower. Upstairs you'll find the cozy third bedroom with a large closet space - perfect for an office or library. Privacy fenced backyard complete with a spacious deck for entertaining. Storage shed for gardening tools and extra storage. The furniture and decor are available for purchase! Convenient to Tyler Perry Studios, downtown East Point and historic College Park, Arden’s Garden, the Brake Pad, Delta, Atlanta Hartsfield Jackson International Airport, Woodward Academy and the College Park and East Point MARTA stations. Welcome home!
Source: FMLS #7673053
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.