18484 Retriever Rd Weeki Wachee, FL 34614
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About this home
One or more photo(s) has been virtually staged. Tucked away on a quiet road, this spacious 4-bedroom, 3-bathroom home offers 3,143 square feet of thoughtfully designed living space on a 1.16-acre lot. Perfectly blending comfort, functionality, and style, this property is well suited for those seeking privacy without sacrificing modern amenities. Step inside to discover high ceilings, tray ceilings and abundant natural light, enhanced by four solar light tubes throughout the home. The elegant dining room features tray ceilings and plantation blinds, setting the tone for both casual meals and formal gatherings. The gourmet kitchen is a chef’s dream with granite countertops, a glass cooktop, built-in double ovens, sliding cabinets, a large pantry, and an open flow into the expansive family/living area which can be used for entertaining or everyday living. Retreat to the extra-large master suite featuring dual walk-in closets and a spa-like bathroom complete with a Roman bathtub, dual sinks, and a walk-in shower with dual shower heads. Two additional bathrooms offer full features, with one including a walk-in shower and the other a bathtub for added convenience. Step outside to your own oasis: a beautifully designed screened-in lanai, sparkling pool, and a charming gazebo—imagine relaxing, entertaining, or enjoying Florida’s year-round sunshine or star gazing at night while you take in the sounds of nature all around you. A versatile bonus room provides endless possibilities—use it as an art studio, workshop, playroom, or craft space to suit your lifestyle. This one-of-a-kind home combines quiet luxury with practical design and is ready to welcome you home.
Source: STELLAR #W7879593
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.