1849 Dooley Town Rd Statham, GA 30666
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About this home
Charming Renovated Home with Modern Amenities Come enjoy your newly renovated 3-bedroom, 2-bath home tucked away on .69 acres. You'll love the inviting rocking chair front porch, perfect for relaxing and enjoying the outdoors. The home features a split bedroom plan and a cozy living room, providing both privacy and comfort. The light and bright kitchen is a chef's dream, boasting white slow close shaker-style cabinets, granite counters, and all new stainless steel appliances including a range, microwave, refrigerator, and dishwasher. The newly added primary bath includes tiled floors, a dual vanity, shower, and walk-in closet, while the secondary bath features tiled floors, a vanity, and a shower/tub combo. Luxury Vinyl Plank (LVP) flooring runs throughout the main living areas, kitchen, and bedrooms, adding a modern touch. The side deck, which wraps around the house, is ideal for BBQs and outdoor relaxation. Additionally, the newly poured concrete parking pad with extra gravel parking ensures ample space for vehicles. This home also has extra storage in the unfinished basement. This property is a contractor’s or landscaper’s dream, with multiple storage barns and a large 28ft x 38ft workshop with covered RV storage. Don't miss your opportunity to own this exceptional home!
Source: FMLS #7649431
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.