185 St Thomas Dr Mulberry, FL 33860
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About this home
Stunning, Upgraded Home on an Oversized Corner Lot in Bridgeport Lakes! Welcome to this meticulously maintained and thoughtfully upgraded home located in the sought-after Bridgeport Lakes community of Mulberry. Situated on a spacious corner lot, this property boasts impressive curb appeal, lush landscaping, and exceptional features both inside and out. Step through elegant double entry doors with rain glass into a bright, open floorplan flooded with natural light. To your right, a flexible living space is ideal as a home office, sitting area, or creative flex room. To your left, a formal dining room provides a perfect setting for family dinners and entertaining. At the center of the home, the chef-inspired kitchen shines with Samsung BESPOKE appliances, including an induction range with built-in air fryer and a sleek glass panel refrigerator with a beverage center. Solid wood cabinetry and bullnose countertops complete the stylish and functional space, which opens to the large living area—perfect for hosting guests or enjoying cozy nights in.Throughout the home, you’ll find brand-new luxury vinyl plank (LVP) flooring paired with 5 1/2” baseboards for a clean, cohesive look. The expansive primary suite is a private retreat featuring tray ceilings, recessed lighting, and an absolutely dreamy custom walk-in closet with stunning Cabinets by Design built-ins. The en-suite bathroom offers a spa-like experience with a dual-sink vanity, oversized walk-in shower, and a relaxing garden tub.On the opposite side of the home, a second primary bedroom suite offers privacy for guests or multi-generational living, complete with its own exterior entrance, en-suite bath, and closet enhanced with barn doors and custom cabinetry. Additional guest bedrooms are generously sized The laundry room is both functional and beautiful, outfitted with even more Cabinets by Design storage and a top-of-the-line LG front-load washer and dryer set. Step outside to a serene backyard oasis designed for both relaxation and entertaining. The screened lanai overlooks a fully fenced yard with both single and double gate access, perfect for securing recreational vehicles or additional storage. Outdoor lighting on a programmable timer and irrigation systems in the front, side, and rear yards ensure the landscape is always vibrant and inviting. This home is a perfect blend of luxury, practicality, and comfort—ready for you to move in and make it your own.
Source: STELLAR #L4949386
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.