18522 Krafter Rd Laurelville, OH 43135
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About this home
Welcome to your private retreat on 20 beautiful acres, tucked away on a quiet dead-end gravel road. A gated entry leads to the home, which greets you with a massive wraparound porch, vinyl siding exterior, and a two-car attached garage. Inside, the main level features a spacious living/family room, a formal dining room off the entryway, and a bright kitchen with a granite island offering abundant storage, stone backsplash, large pantry, and stainless appliances including a dishwasher, microwave, and electric range. A breakfast nook and sunroom add even more space to gather. The main floor also includes laundry and a convenient half bath. Upstairs you'll find three generously sized bedrooms, a full hall bath, and a stunning primary suite with a soaker tub, separate shower, and a walk-in closet as large as a bedroom. Updates include NEW paint throughout, NEW LVP flooring, and ALL NEW carpet, plus painted trim for a clean, refreshed look. The walkout lower level provides a large family room with wood-burning stove, full bathroom, storage room, and a fourth bedroom with a large closet. Laminate flooring is in place throughout, offering plenty of space for hobbies or entertaining. Major improvements include NEW furnace, NEW well equipment, NEW outlets, NEW switches, NEW lights, NEW exterior deck paint, a NEW roof on the outbuilding, and a newer hot water tank (2021). The home also features Anderson wood windows. Outside, the property offers a beautiful mix of woods, open field, and a pond—creating a true oasis for wildlife and outdoor enjoyment. This one-of-a-kind property combines country living, modern comforts, and endless possibilities.
Source: COLUMBUSOH #225035605
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.