186 Caroleton Dr Grovetown, GA 30813
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About this home
Step inside and fall in love with this thoughtfully designed home that truly has it all! The open floor plan welcomes you with a bright and airy Kitchen and Breakfast Room that flow seamlessly into the spacious Family Rooma"perfect for entertaining or relaxing with loved ones. LVT flooring runs throughout the main living areas downstairs, offering a modern look that's both stylish and easy to maintain. Just off the Family Room, French doors lead to a sunny flexible Sunrooma"an ideal space for a kids' playroom, home office, or cozy reading nook. The kitchen is a chef's dream, featuring stainless steel appliances (yes, the refrigerator stays!), plenty of cabinet and counter space, and contemporary finishes. A spacious Flex/Dining Room offers room for your full dining set and space for a sitting area or piano. A convenient Powder Room completes the main level. Upstairs, retreat to your peaceful Owner's Suite, complete with a relaxing sitting area, a large walk-in closet, and a spa-like en-suite bathroom featuring dual marble vanities, a tile walk-in shower, and a soaking tub with tile surround. You'll also find three additional spacious bedrooms, another full guest bath, and generous attic/seasonal storage. This home offers the perfect blend of comfort, space, and conveniencea"with quick access to I-20, Fort Gordon, downtown Augusta, and Grovetown's Gateway area.
Source: GAMLS #10571349
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.