186 Daniels Creek Cir Goose Creek, SC 29445
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About this home
You've found your dream home at 186 Daniels Creek Circle. Only 5 years old, this beauty is waiting for your personal touch!As you step through the front door of this charming home, you're immediately welcomed into a spacious open-concept layout--ideal for both everyday living and entertaining. The living room flows seamlessly into the dining area and the beautifully updated kitchen, where you'll find newer appliances, ample counter space, and a walk-in pantry ready to store all your culinary essentials.Upstairs, all bedrooms are thoughtfully placed together, creating a private and peaceful retreat from the main living space.Each bedroom is generously sized, with the custom owner's closet adding a luxurious touch to the primary suite. Whether you're setting up a guest room, home office, or nurserythere's plenty of flexibility for your needs. Step outside and discover your own private backyard oasisperfect for weekend BBQs, morning coffee, or unwinding after a long day. The two-car garage offers convenience and storage, rounding out this home's practical appeal. Located in one of the fastest-growing areas of Goose Creek, you're just minutes away from new shops, restaurants, and community parks. With major development projects like the Casey Community Park expansion and Goose Creek's upcoming "Central Creek" downtown revitalization underway, this location offers not just a homebut long-term value and connection to a vibrant Lowcountry lifestyle. The lure of small town living in Goose Creek and the charm of the lowcountry create an unsurpassed quality of life. Don't miss your chance to own a beautiful home in a thriving community. Schedule your showing today and see what life could be like on your own terms!
Source: CTAR #25026691
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.