18639 W 92nd Dr Arvada, CO 80007
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About this home
**Price Improvement** Welcome to this stunning residence in the highly sought-after Candelas community, where thoughtful upgrades and custom details make this home truly stand out. The entry hallway is accented with classic wainscoting and leads into a spacious dining room highlighted by a striking custom chandelier that serves as a statement piece and elevates the entire space. The custom chef’s kitchen is designed for both function and style, featuring a gas range with hood, a convenient pot filler, and seamless flow into the living and dining areas. Just beyond, a light-filled sunroom offers its own water access and opens to the extended deck through dramatic garage-style doors, creating the perfect indoor/outdoor living and entertaining experience. The main-level primary suite is a private sanctuary, highlighted by stained-glass accents in both the bedroom and the spa-inspired en-suite, blending artistry with relaxation. Upstairs, generously sized bedrooms share a Jack-and-Jill bathroom, while the finished walk-out basement is an entertainer’s dream with a full custom bar, sink, and lounge area. Completing this level is a rare workshop outfitted with a 220-volt outlet and sub-panel—ideal for hobbies, projects, or serious makers. Car enthusiasts and hobbyists alike will appreciate the oversized garage with epoxy-coated floors, finished walls, and dedicated water access, offering both style and practicality. The professionally landscaped yard is equally impressive, featuring a paver-lined raised garden bed and a private backyard retreat. With 5 spacious bedrooms, 4 full bathrooms, and over 4,200 finished square feet, this home blends elegance, functionality, and craftsmanship in one of Arvada’s premier neighborhoods.
Source: RECO #4832327
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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