1864 Havasu St Perris, CA 92571
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About this home
Welcome to this beautifully appointed 5-bedrooms, 4 full baths home. Thoughtfully designed to support both comfortable family living and personalized work-from-home spaces. Perfectly suited for move-up buyers and those new to the area. Step inside to discover a main floor bedroom that offers versatile functionality – ideal as a private office or guest room – featuring elegant wood flooring and direct access to a well-appointed full bathroom. The inviting living room flows effortlessly through sliding doors to the backyard, creating a seamless indoor-outdoor connection perfect for relaxing or entertaining. The family room contains a cozy fireplace and opens directly to the kitchen, which boasts a tile countertop peninsula with breakfast bar, white appliances, tile flooring, and a spacious pantry—a layout designed to inspire culinary creativity and family gatherings. Upstairs, the primary bedroom invites rest and rejuvenation with carpeting, a vaulted ceiling, a ceiling fan, and access to your ample balcony. Luxuriate in the en-suite bathroom featuring a dual-sink granite vanity, a separate shower and jetted tub with elegant dark tile surrounds, and tasteful tile flooring—a true retreat. This level also includes a generously sized second bedroom with its own en-suite bathroom, two additional cozy bedrooms with mirrored closet doors, and a shared bathroom complete with a dual-sink vanity and wood-look flooring, ensuring comfort and privacy for every member of the household. The backyard presents a serene slab patio offering ample space to tailor your outdoor living area to your unique lifestyle—perfect for gardening, play, or community gatherings. Completing this exceptional home is a spacious 3-car garage, adding convenience and versatility for your vehicles and storage needs. We understand the importance of finding a home that supports your evolving needs within a welcoming community. This thoughtfully designed residence is more than a house—it’s the foundation for your next chapter, blending comfort, function, and style with the integrity and service you deserve. Contact us today to explore this remarkable home and experience the supportive, inclusive community that awaits you.
Source: CRMLS #SW25193422
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.