18642 Cedar Crest Dr Canyon Country, CA 91387
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About this home
STUNNING Mediterranean-style home in the desirable Aliento Gated Community features 4 bedrooms and 3 baths. One bedroom and bathroom with a shower, downstairs is great for guests or extended family. Step into the foyer of this modern home with traditional touches, and you are greeted with a large open floor plan, wood-look laminate flooring, and high ceilings. The spacious living room has double sliding glass doors that lead out to the Arizona-style covered outdoor living space and pool-sized rear yard. A family favorite is the large gourmet kitchen that opens to the dining room and living room. The Gourmet Chefs Kitchen w/ Large Center Island has breakfast bar seating, granite counters, stainless steel sink, and pendant lighting that add the perfect touch to the large center island and dining area. There are abundant kitchen cabinets, high-end stainless-steel appliances, a custom tile backsplash, and an extended counter area. The large pantry has plenty of shelf space for storage as well as a butler’s pantry for entertaining and additional storage. The home has custom cabinetry featured in the butler's pantry, kitchen, and office nook area. Just off the kitchen is an office nook with a built-in desk great for working at home. Upstairs you will find a terrific loft area (could be 5th Bedroom). The large primary suite has lots of windows for natural light and a large walk-in closet. Enjoy relaxing in the primary bath with w/quartz counters, dual vanity & separate walk-in shower that has seamless shower doors and a soaking tub. Other features recessed lighting, dual-controlled central AC/heat, a tankless water heater, and an upstairs laundry room. There are 2 additional bedrooms as well and a large hallway bathroom with a double sink vanity. There large rear yard with huge grass area. Two-car direct access garage. Leased solar panels add to the efficiency of your new home. The exclusive community features resort-like amenities such as pools (including a kids' pool), cabanas, spa, clubhouse, play areas, event lawn, a fitness center, BBQ areas, dog park, walking/hiking trails and so much more all for one low HOA fee! Access to all Santa Clarita has to offer, including dining, coffee, abundant shopping nearby, award-winning schools, great freeway access, parks, hiking and biking trails, and more! Call for Details.
Source: CRMLS #SR25247143
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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