18657 Obregan Dr Spring Hill, FL 34610
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About this home
The best of the best, like new, immaculate from top to bottom this 4 bedroom x 3 bathroom x 3 car garage offers the perfect home for a buyer with higher expectations. Property is totally fenced with a large backyard, big enough to built your dream pool, outdoor kitchen and playground. A minimalistic and low maintenance landscaping welcoming you into the house. As you enter the home you will find the first two bedrooms that share one spacious bathroom on the left. To the right are the doors that lead to the 3-car garage, a large storage closet and the sophisticated laundry room. The garage features an epoxy floor, upgraded LED lighting, modern ceiling fans, bike racks and a whole water and softener purification system. Moving forward to the entry hall the house opens to the great room which shares space with the newly upgraded gourmet kitchen. The gourmet kitchen features stainless steel appliances, new sparkling white quartz countertops, large single bay sink, new faucet, new modern glass backsplash, and built in custom shelving in the pantry. All the bathrooms have new quartz counter tops, sinks and faucets. The kitchen connects to the family room and the dining room that features plantation shutters. The sliding doors have automated blinds and take you to the large fenced backyard with a covered patio (which would be perfect for the pool!). Opposite to the kitchen is the primary suite with plantation shutters, a fully upgraded walk-in closet that has custom built in shelving and spa style bathroom. The 3rd spare bedroom and bathroom are next to the primary suite and also include custom closet shelving. All light features inside and out in this home have been upgraded and are modern LED, many including dimmers. Great location just in the path of upcoming growth, close to Land O'Lakes Blvd and SR-52
Source: STELLAR #TB8382189
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.