1866 Amberly Dr Middleburg, FL 32068
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About this home
LUXURY GOLF CART INCLUDED WITH A FULL PRICE OFFER!!!! VA assumable loan at 4.875% with a 2-10 Home Warranty!!!!! Why wait and build when you can have this one ready to go with ALL OF THE UPGRADES YOU CAN IMAGINE! A rare opportunity to step into perfection with exceptional financing. Prepare to be swept off your feet by this jaw-dropping 4-bedroom, 3-bath masterpiece in The Greyhawk Community, where every inch has been lavished with upgrades and designer touches. This is more than a home, it's a showcase of luxury and meticulous craftsmanship, where no detail was overlooked A show stopping kitchen ready for a chef to create a masterpiece, gleaming with granite countertops, soft-close cabinets and drawers, this home oozes sophistication and style at every turn. The open floor plan flows seamlessly out to the screened lanai. A private retreat surrounded by professional landscaping that shows like a model. Every corner shouts ''model-home perfection''! Nothing was spared, investing over $60,000 to create a home dripping with elegance, upgrades, and functionality. Electric blinds, designer lighting, and carefully curated finishes make this turnkey, pristine retreat ready for you to move in immediately. To set the things off a little more, the owner is throwing in an added bonus with a brand-new, fully loaded golf cart valued at over $15K. Leather seats, ambient lighting, premium stereo, rearview mirrors, and street legal. This is perfect so you can start enjoying the exclusive Greyhawk lifestyle from day one. From top to bottom, inside and out, this home is a masterpiece of luxury, elegance, and attention to detail. Opportunities like this don't come along often this is the home you've been waiting for! Schedule your appointment today!!!
Source: REALMLS #2107298
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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