1871 Alcovy Bluff Way Lawrenceville, GA 30045
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About this home
3.5% Assumable Loan Listing. This beautiful and spacious home offers the perfect blend of comfort and convenience. Ideally located just 11 miles from Rome, GA, a little over 4 miles from the renowned Barnsley Gardens Resort, and only 4 miles from downtown Adairsville. For those seeking nearby employment opportunities, the new HSAGP Energy Battery Plant—projected to hire nearly 3,500 associates—is just a short 10-minute drive away. Enjoy peaceful living with easy access to work, recreation, and local amenities. Welcome to your Dream Home perfectly positioned in a beautifully maintained community featuring a Resort-Style Pool, Tennis Courts, Clubhouse, and Playground. Adjacent to the scenic 700-acre Tribble Mill Park, you'll enjoy endless Trails, a Fishing Lake, and wide-open Green Space just minutes from your front door. Starting with Gorgeous Curb Appeal, this Traditional Brick Home boasts a Large Grassy Front Yard and Polished Landscaping. Step inside and be instantly wowed by the Sun-Drenched Two-Story Foyer, Soaring Ceilings, and Hardwood Floors. To your left, an Elegant Formal Dining Room with a Stunning Chandelier and Wainscoting wall details, and to your right, a Bright Formal Living Area with Big Windows and Crown Molding perfect as a Sitting Room, Study, or Office. The Fireside Family Room is the Heart of the Home, showcasing a Coffered Ceiling and seamless views into the Kitchen with a Breakfast Nook, Breakfast Bar for casual meals, Granite Countertops, Stainless Steel Appliances, and Stained Cabinets with a Large Walk-In Pantry. A door leads directly to the Backyard and Patio, making Indoor-Outdoor Dining easy all year round. The Main Level also includes a Bedroom and Full Bath, ideal for Guests or a Home Office. Upstairs, retreat to the Primary Suite featuring a Massive Bedroom with space for a Sitting Area, a Spa-Like Bathroom with Two Closets, a Soaking Tub, Double Vanity with abundant Counter Space, and a Glass Shower. An additional Ensuite Bedroom is located upstairs, along with Two more Bedrooms, another Full Bath, and a Large Walk-In Closet. Laundry completes this level for ultimate convenience. Step outside to a Large Grassy Backyard and Patio perfect for Grilling Out, Gardening, Play, or Entertaining. All of this in the Prestigious Great River at Tribble Mill community, known for its Resort-Style Amenities, Top-Rated Schools, and Thoughtful Floor Plan designed for Elevated Everyday Living. With easy access to Shopping, Dining, Entertainment, and just minutes to the beauty of Tribble Mill Park, this home truly has it all. Don't miss the chance to make this incredible home yours where comfort, convenience, and community come together beautifully. This home also comes with new hardwood floors, new exterior painting, and new appliances. This home comes with a new roof - less than 2 years hold. Come and enjoy this large spacious Gazebo that is a freestanding, open structure with a roof that provides shelter from the elements, and adds beauty to the outdoor space. This Gazebo can serve multiple purposes such as outdoor dining, entertaining friends/family, reading, as a functional worksplace.
Source: FMLS #7669757
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.