$999,999

18715 County Road 455 Clermont, FL 34715

$4,794/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Make this beautiful 2-acre estate your own! This move-in ready property offers endless possibilities with no HOA and the rare benefit of four separate buildings thoughtfully placed throughout the grounds. Nestled on a fully fenced corner lot with two gated entries, the property is less than 5 minutes from the Turnpike and the world-renowned Montverde Academy. From 2022–2025, the current owners invested over $325,000 in renovations and upgrades, making this home essentially brand new. Highlights include new roofs (2023) on the home and outbuildings, all new windows, updated Hardie board siding, new paint inside and out, and upgraded 400-amp electrical service. The property also features a new paver driveway with lighting and fire pit (2025), new fencing with illuminated entry gates, a new porch and front entry remodel (2024), upgraded landscaping with irrigation, a Sub-Zero refrigerator, and countless other modern touches. The Buildings: Main Residence (3,400+ sq ft): Originally built in 1917, this home has been beautifully updated while preserving its charm. It features 5 bedrooms and 3.5 bathrooms, including a 600 sq ft in-law suite with a private entrance. Inside, enjoy new ceramic tile floors, fresh paint, upgraded bathrooms, an open-concept kitchen with stainless steel appliances, a sunken living room with fireplace, formal dining room, sunroom, and spacious laundry room. Upstairs, the master retreat boasts a spa-like en-suite with double shower, Jacuzzi tub, dual sinks, walk-in closet, and balcony. Steel Warehouse (2,500+ sq ft): Currently outfitted as a private gym and indoor half-court basketball court with new power upgrades. Barn/Garage (2,600+ sq ft): Perfect for storing cars, RVs, boats, or hosting large gatherings. Garage Shed (800 sq ft): Ideal for tools, hobbies, or additional storage. With extensive recent renovations, modern amenities, and multiple functional buildings, this estate is truly move-in ready with the hard work already done. Whether you’re looking for space to entertain, work, or play, this unique property delivers. Schedule your private tour today—this one-of-a-kind estate is ready for its next chapter!

5 bedroom
3.5 bathroom
3,654 sqft
2.0 acres
Single Family
Built in 1917
10 car garage
Air conditioning
Fireplace

Source: STELLAR #TB8420707


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 07:42 am
Listing agent: Thomas Settles (813) 710-3900
Listing provided courtesy of: PINPOINT REALTY GROUP LLC (813) 805-2112
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8420707
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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