1881 Beeks Rd Williamson, GA 30292
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About this home
This impeccably maintained ranch-style home is nestled on a beautifully manicured 5+ acre estate, offering a serene and private country lifestyle with the perfect blend of comfort, charm and functionality. The main residence features a timeless, welcoming rocking chair front porch, neutral exterior tones and large windows that provide stunning views of the surrounding landscape. Inside, the home offers a warm, open-concept living space with hardwood floors, a cozy fireplace , and a large kitchen with modern appliances and ample cabinetry making it a great place for gathering and entertaining. Adjacent to the main home is a fully equipped guest house ideal for accommodating multigenerational living, hosting visitors, or creating a private workspace. This living area is complete with its own kitchen, bedroom and full bathroom, offering comfort and independence. The grounds are meticulously kept showcasing beautiful green lawns, mature trees and lush landscape. The spacious, fenced in back-yard provides a safe area for children and pets to play and is ideal for outdoor entertaining with plenty of room for a pool and recreation. Adding to the homes thoughtful features is a private underground storm shelter easily accessible and built for safety, it offers peace of mind during severe weather. This is more than just a home ... it's a private estate that combines country tranquility with modern convenience and safety. *Ask about the assumable loan!
Source: GAMLS #10560788
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.