1881 Hillside Bend Xing Lawrenceville, GA 30043
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About this home
Welcome home to 1881 Hillside Bend Crossing, a stunning 5-bedroom/3.5 baths home with a full finished basement apartment/in-law suite located in one of Lawrenceville’s most desirable swim/tennis communities. Perfect for multi-generational living, guests, or rental income, this beautifully updated home combines timeless design with modern smart-home upgrades. The main level features 12-ft smooth ceilings in the great room, gleaming hardwood floors, new premium carpet & padding, and fresh interior paint throughout. The chef’s kitchen impresses with granite countertops, stainless-steel appliances, a wine bar and a cozy breakfast nook overlooking the gorgeous backyard. Enjoy updated bathrooms with custom finishes, his-and-her walk-in closets, and abundant natural light in every room. Tech-savvy buyers will love the Smart Home features including smart thermostats and smart doorbell, smart switches, and high-speed Cat5e wiring in every room for fast connectivity. The finished terrace level offers a complete in-law suite with a full kitchen, bedroom, laundry area, huge closet, and separate living space, making it ideal for extended family or guests. Step outside to a beautiful brick-paver patio and lush yard with a 7-zone irrigation system (never used by current owner), perfect for entertaining or relaxing outdoors. Additional upgrades include a brand-new HVAC and a newer water heater. This home is priced to sell and delivers exceptional value, space, and style and is an unbeatable opportunity for buyers searching for a 5-bedroom home with an in-law suite in Lawrenceville. Sold As-Is with the Right to Inspect. Schedule your showing today and experience this move-in-ready gem before it’s gone!
Source: FMLS #7677490
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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