18871 Henequen Ln Spring Hill, FL 34610
Your savings
About this home
SIGNIFICANT PRICE REDUCTION! See it now before it is gone! Want it all; solar panels, heated pool, beautiful lake views, fenced yard, custom closets, and more! Your new home awaits. Enjoy electric independence with your own Tesla solar panels and backup Tesla power bank batteries. During the recent hurricane season, not only did this house avoid any damage or flooding but also kept its power on thanks to these solar power banks while the rest of the neighborhood lost power. This home is perfectly located. You have all the staples; Target, Publix, Walmart, and more are just down the road along with the highly competitive and sought after Angeline Academy of Innovation, a prestigious STEM school. You are minutes from SR-52, US-41, I-75, and the Veteran’s Expressway. These grant you easy access north to Brooksville, south to all of Tampa; Lowry Park Zoo, Busch Gardens, Amelie Arena, and more. Head east to Wesley Chapel with the Premium Outlets and all its dining and entertainment. Get to all of that plus beaches and more in under an hour. A little further and you can explore all of Orlando; Walt Disney World, Universal, SeaWorld, and more within a 2 hour drive. Enjoy this high-end luxury in a beautiful 4BR home that truly has it all, right in the heart of the Talavera Estates Community, where modern living blends with nature's beauty. This amazing ranch style home offers more than you are hoping for; a pool overlooking a sparkling pond, vinyl privacy fence, a custom California Closet in the master bedroom, and more. Feel free to add a screen cage around your pool, footers are already in place. As you enter into a tasteful foyer you are invited into a stunning great room and open area dining introducing you to the massive center island. Beyond the breakfast nook and living area enjoy the view out to your screened lanai, the pool, and pond. Your large master suite includes a custom walk-in closet and en-suite bath. There are 3 more bedrooms, one of which includes an additional en-suite bath. The house has everything you want, and more than you need. When not at home you have a full community to explore; a park, clubhouse, recreational areas, and a community pool. Come, see this spectacular 4BR home today, and begin living in the luxurious home and community you have been dreaming of.
Source: STELLAR #U8233815
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.