18895 Sage Crest Rd Peyton, CO 80831
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About this home
Welcome to a spacious 4-level home on 2.5 acres, perfectly set up for horses and country living with incredible views of Pikes Peak. This property combines privacy, functionality, and charm with 3 bedrooms, including a second master suite designed as a mother-in-law suite, multiple living areas, and versatile outbuildings. The upper-level master suite is a true retreat, offering a spa-style bathroom with a soaking tub, tiled walk-in shower, and double vanity. A massive walk-in closet provides ample storage, while the private walkout deck delivers stunning mountain views. The lower-level master suite is ideal for multi-generational living or long-term guests, complete with its own kitchenette, updated full bathroom, and direct access to the living areas. On the main level, the kitchen and dining room flow into a light-filled sunroom, creating an inviting space to relax or entertain year-round. The lower level expands the living area further with two large family rooms, a home office, and laundry facilities. Throughout the home, you’ll find custom solid pine doors that add warmth and character. Step outside to discover a property designed for both comfort and utility. A 25x30 pole barn is ready for horses, equipment, or additional storage. Two sheds provide extra space, and the oversized detached 2-car garage with workshop is perfect for projects and vehicles. With 2.5 acres of RR-2.5 zoning, there’s room to spread out, bring your animals, and fully enjoy Colorado’s rural lifestyle. Don’t miss this opportunity to own a well-cared-for home with acreage, views, and versatile living options all within reach of Colorado Springs conveniences.
Source: PPMLS #5465211
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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