1893 Beaver Ln Sugar Grove, OH 43155
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About this home
Motivated Seller! Wonderful 4 bedroom, 2 1/2 bath cabin in beautiful Hide-A-Way Hills. Cabin sits on 2 lovely wooded lots totaling 1.59 acres, just 200 yards from the North Docks on the north end of the Lake of The Four Seasons. Open floorplan features great room flooded with natural light and amazing views. Hardwood floors, cherry cabinets, granite counters and updated appliances. Great room opens out onto an expansive wraparound deck, where you can relax among the treetops. Main level also has 2 bedrooms and a full bath. Full, walkout lower level has 2 bedrooms, a full bath, laundry area (W/D stay) and spacious area for rec room or family room. 2 level deck offers multiple areas for outdoor relaxation. Many recent updates include: New HVAC 2023, H20 tank 2023, roof and gutter guards 2022, new refrigerator 2023. House is wired for a generator, with an additional ''generlink'' hookup from South Central Power recently installed, which enables a generator to power the entire house. EV charging port installed 2024. Deck is ''hot tub ready'', with junction box for power. Hide-A-Way Hills is a gated resort community offering 5 lakes for swimming and boating, Lodge w/microbrewery, 9-hole golf course and clubhouse, pool, tennis and pickleball courts, shooting range, ORV track, outdoor chapel and so much more!
Source: COLUMBUSOH #225030985
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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