1893 Riveredge Dr Tarpon Springs, FL 34689
Your savings
About this home
Calling all fishermen, boaters, and anyone dreaming of the ultimate Florida lifestyle—this home delivers it all. Perfectly positioned on a lush, landscaped lot with direct Gulf access, this 4-bedroom, 3-bath, 3-car garage pool home blends elegance, comfort, and convenience—and best of all, no flood insurance is required. Step inside and take in the sweeping water views from the formal living and dining rooms, family room, and private owner’s suite. High ceilings, hardwood floors, crown molding, plantation shutters, and designer lighting create a timeless ambiance, while the split-bedroom layout offers comfort and privacy throughout. The kitchen is designed for entertaining, featuring granite countertops, custom cabinetry, stainless steel appliances, a gas range, and a breakfast nook overlooking the water. Your owner’s suite is a true retreat with a tray ceiling, large walk-in closet, and a spa-inspired bath complete with a soaking tub, dual vanities, step-in shower, and modern LED mirrors. Three additional bedrooms and two full baths ensure space for everyone. Step outside to your own private resort—a heated pool with spillover spa, travertine deck, and screened lanai overlooking the water. The private dock, updated in 2024 with new pilings, electrical, and lift motor, lets you launch your boat and reach the Gulf in minutes. Recent updates include fresh interior and exterior paint, new landscaping, updated fixtures, a brand-new pool pump (2024), and a 2016 roof. A seller-paid one-year home warranty and preferred lender incentives for qualified buyers provide added peace of mind. Opportunities like this—Gulf access with no flood insurance required—are rare. With the new price improvement, now’s the time to make it yours before someone else pulls their boat into this dock.
Source: STELLAR #TB8345104
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.