19 Wildoradoe Ct Troy, MO 63379
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About this home
BACK ON THE MARKET! NO FAULT OF SELLERS!! Welcome to your dream home nestled on a private 1+ acre lot! This stunning 3 bed, 3 bath home boasts over 1,800 sq ft of beautifully designed living space! As you approach, you'll be greeted by an immaculate exterior and an oversize 2-car garage, Step inside, and you'll immediately notice the elegant hardwood floors that flow throughout the main living area, the main living area features a striking vaulted tray ceiling that seamlessly flows into the dining area, perfect for entertaining. The kitchen offers gorgeous maple cabinets, updated stainless steel appliances, and plenty of counter space! The primary bedroom is a true retreat, complete with a vaulted tray ceiling and its own bathroom.. The main floor is thoughtfully designed with two additional bedrooms, a full bathroom, and a large main floor laundry room. Head downstairs to the finished lower level, where you'll find a versatile media room and a large flex room with a wood stove. This level also includes a full bathroom and an extra private room, ideal for a home office, craft room, or whatever your heart desires. Beyond the home, Cuivre River State Park is your backyard playground, just steps from your door. The home is conveniently located near quality schools and is only 5 miles from Highway 61, making commutes and daily errands a breeze. Recent updates include a new roof (1.5yrs), new HVAC (1yr), and more providing comfort for years to come! Schedule a showing today and be prepared to fall in love!
Source: MARIS #25065473
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.