190 Ash Trl Waleska, GA 30183
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About this home
Escape to your own private oasis on 5 acres, complete with stunning water views and tranquility. NO HOA & Zoned AG. Property includes a cleared lot ready for a barn, shop, pasture, or your custom build. This exquisitely renovated home is designed for seamless indoor-outdoor living, featuring double wrap-around rocking chair porches perfect for enjoying your serene surroundings. Inside, a grand open foyer welcomes you with gleaming hardwoods and soaring cathedral ceilings. An impressive double-sided gas fireplace connects the main living spaces, creating a warm and inviting atmosphere. The heart of the home is the gorgeous custom kitchen, boasting a custom-built island, quartz countertops, a farmhouse sink, and elegant gold accents. Floor-to-ceiling sliding glass doors in the spacious family room provide a captivating view of the pond. The oversized primary bedroom includes high ceilings, Big Windows & offers direct access to the wrap-around porch, while the en-suite bathroom provides a luxurious escape with double vanities, a separate shower, and an oversized Jacuzzi tub. The secondary bedroom include en-suite bathroom with shower/tub combo. Laundry/mud room is on the main level. Downstairs, a secondary living room with a masonry fireplace offers a cozy retreat and ample space for a man cave, game room, etc. The lower level also features a third bedroom with its own private porch overlooking the pond, A full bathroom, a dedicated office nook, and a tandem garage with space for up to three vehicles. Outside, the double driveway has plenty of parking. Exterior includes a storage shed, fenced in yard, and a large. Plenty of room for RV, and toys.
Source: FMLS #7637741
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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