190 Brasstown Dr Dallas, GA 30132
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About this home
Built in 2020 and meticulously maintained, exceptional home truly outshines new construction with its thoughtful upgrades and attention to detail. Step onto the charming rocking-chair front porch and into the inviting foyer, where you’ll immediately appreciate the gorgeous builtin's, hardwood flooring, elegant lighting, and the bright, open floor plan—perfectly designed for both entertaining and everyday living. The main level offers a formal dining room highlighted by wainscoting, crown molding, and a tray ceiling, setting a refined tone for special gatherings. At the heart of the home, the chef’s kitchen impresses with abundant soft-close white cabinetry, granite countertops, a stylish tile backsplash, under-cabinet lighting, stainless steel appliances, a walk-in pantry, and a breakfast bar overlooking the sunny breakfast room. The kitchen flows seamlessly into the dramatic two-story family room with hardwood floors and a cozy stone fireplace. Just steps away, a covered back porch overlooking the large fenced backyard, creates the perfect spot for morning coffee, quiet evenings, or entertaining family and friends. The luxurious owner’s suite is conveniently located on the main level and features a tray ceiling, ceiling fan, walk-in closet, and a spa-inspired ensuite bath. Relax in the soaking tub or refresh in the separate tiled shower, with double vanities, soft-close cabinetry, and tile flooring adding both beauty and function. Two additional bedrooms, a full bath with granite countertops and tile flooring, and a laundry room complete the main floor. Upstairs, you’ll find an oversized fourth bedroom retreat with two walk-in closets and a spacious full bath featuring granite countertops, soft-close cabinets, and tile flooring—ideal for guests, teens, or a private home office. Beyond the home, enjoy fantastic neighborhood amenities including a sparkling pool, playground, and covered mail center. Conveniently located near WC Abney Elementary, restaurants, shopping, grocery stores, and parks, this home offers both comfort and convenience.
Source: FMLS #7650969
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.