190 Polermo Ave Saint Cloud, FL 34771
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About this home
Welcome to 190 Polermo Avenue, Saint Cloud, FL 34771 — a beautifully designed, move-in ready home that blends modern comfort with smart technology and elegant upgrades throughout. Built just four years ago, this newer model offers exceptional value and style, perfect for first-time homeowners or anyone seeking a contemporary retreat near Lake Nona’s vibrant Medical City. Step inside to discover a bright, open floor plan enhanced by 5.25 inch baseboards and a stunning kitchen featuring quartz countertops, cabinets crown moldings, under-cabinet lighting, stylish pendant bar lights, and sleek finishes that create a warm atmosphere. The bathrooms also showcase matching quartz vanities for a cohesive and luxurious look. The gathering room and one of the bedrooms come pre-wired for surround sound—ideal for entertaining or cozy movie nights. Smart home features include a keyless smart lock, WiFi-enabled sprinkler system, and upgraded WiFi light switches for the garage, kitchen, front porch, and lanai, offering both convenience and modern efficiency. Enjoy peace of mind with front and backyard camera pre-wiring, and outdoor living made easy with a fenced side and back patio—perfect for relaxing or hosting weekend gatherings. Elegant window treatments with a modern touch are already installed, making this home truly move-in ready. Located in a welcoming community that offers a refreshing pool, dog park, and playground, you’ll love the lifestyle and amenities that complement this home’s exceptional design. Located just minutes from Lake Nona, major highways, top-rated schools, shopping, dining, and the popular Medical City, this home delivers both luxury and lifestyle in one perfect package. Don’t miss the opportunity to own this exceptional property filled with thoughtful upgrades and timeless appeal!
Source: STELLAR #O6351221
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.