1901 Kris St Irving, TX 75060
Your savings
About this home
This beautifully updated single-story home has great curb appeal and is situated in the heart of everything the city has to offer. The thoughtfully designed layout offers effortless functionality for everyday living, featuring 4 bedrooms, 2 bathrooms, and an open-concept living room filled with natural light. The floor-to-ceiling stone fireplace serves as a striking focal point, while new windows and stylish outside lighting enhance both comfort and curb appeal. On-trend luxury vinyl plank flooring flows seamlessly throughout the main areas. The completely remodeled kitchen truly has that WOW factor—showcasing crisp white shaker cabinetry paired with black hardware, a designer backsplash, stainless steel appliances, quartz countertops with a waterfall edge, and plenty of space for cooking and entertaining. The large living room and generously sized bedrooms offer ample room to spread out, complemented by abundant closet space for easy organization. The primary suite includes a private ensuite for added comfort. Additional highlights include a newer water heater and an extra-large backyard with a covered patio—perfect for a trampoline, playscape, or garden for all the green-thumb enthusiasts. The 2-car garage provides convenient parking and storage, and there’s no HOA. Whether you're an investor expanding your portfolio or a buyer searching for a spacious new place to call home, this property offers both charm and functionality. 3D Scan available online. This home is centrally located with easy access to major routes, the Toyota Music Factory, Coppell, DFW Airport, and an array of entertainment, shopping, and dining options to enjoy!
Source: NTREIS #21085257
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.