1902 Palm View Dr Apopka, FL 32712
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About this home
Under contract-accepting backup offers. This spacious 3-bedroom, 2.5-bath home with a dedicated office offers over 2,200 square feet of living space on a beautiful, oversized corner lot. From the moment you arrive, you'll love the curb appeal, mature landscaping, and inviting feel that this home brings. Step inside to a bright, two-story entry with an open floor plan that's perfect for both everyday living and entertaining. The first-floor primary suite provides privacy and convenience while the upstairs features two additional bedrooms, a full bath, and a versatile loft/bonus space – ideal for a home office, media room, or play area. The living areas offer ample natural light, vaulted ceilings, and ample space to gather. The kitchen is perfectly positioned for both functionality and connection, making meal prep and family time easy. Outside, enjoy the fenced backyard, which offers ample space for pets, gardening, entertaining, or weekend barbecues. With nearly .37 acres, the possibilities are endless for creating your own outdoor oasis. Additional highlights include a two-car garage with ample storage, low HOA fees,a timeless design, and thoughtful updates. This home is conveniently located near Apopka's booming shopping, dining, schools, and parks, offering a blend of suburban charm and quick access to Orlando's best amenities. Don't miss your opportunity for affordable luxury in one of Central Florida’s fastest growing communities and make 1902 Palm View Drive your new address!
Source: STELLAR #O6345502
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.