19023 Midway Blvd Port Charlotte, FL 33948
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About this home
Embrace the art of coastal living at 19023 Midway Boulevard. A residence where refined design meets the freedom of water. Nestled on nearly an acre with 186 feet of sailboat-ready canal frontage, this home offers direct passage, with no bridges, to Charlotte Harbor and Gulf waters within minutes. A new paver walkway leads to the waters edge with direct boating access and an oversized dock with 16,000 lb. lift. Inside unfolds a gracious open plan, anchored by a dramatic great room crowned with a 12-foot coffered ceiling and a seamless zero-corner slider that erases the boundary between interior and lanai, while the expansive windows showcase the water from nearly every room. Overlooking the great room and open to the dining area, the chefs kitchen dazzles with new Cambria quartz counters and Thermador appliances, perfect for entertaining. When it's time to retire for the evening, there are 4 bedrooms, 3 full baths, including a generous primary suite and an inviting guest suite with private bath - each with access to the lanai and sparkling saltwater pool and spa. Located near the end of a quiet, private cul-de-sac, this home is secluded, but just minutes to fine dining, shopping, and major roadways. This exceptional property blends elegance, comfort, and the ultimate Florida lifestyle. *Please inquire about the assumable VA loan at 3.25%!!
Source: STELLAR #N6140756
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.