19029 Us Highway 19 N Apt 24c Unit 24C Clearwater, FL 33764
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About this home
Welcome to this move-in ready one-story villa nestled in the sought after 55+ community of Imperial Cove. You will fall in love with the open concept floorplan with Luxury vinyl plank throughout all main living areas. The kitchen has updated with granite countertops, and a large breakfast bar. The Dining and Living Room combo offers plenty of space for entertaining. The oversized Primary bedroom features ensuite with shower, vanity with dual sinks and a walk-in closet along with a secondary closet. The spacious secondary bedroom is perfect for guests along with plenty of storage and easy access to the secondary bathroom.! The laundry room comes with a washer and dryer and provides extra storage for essentials. At the back of the home is a flex space/den which offers extra space to relax as well as provide access to the pavered patio. You will love the amenities this waterfront community offers- pool, fitness center, sauna, shuffleboard courts, fishing pier, putting green, outdoor grilling area, library and boardwalk along Old Tampa Bay. This community is centrally located to Clearwater Beach, shops restaurants and easy access to Tampa International airport and St. Pete/Clearwater airport. Come enjoy the Florida lifestyle
Source: STELLAR #TB8404866
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.