19038 N Arbor Dr Maricopa, AZ 85138
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About this home
Impeccably maintained Fulton-built home on a private corner lot with no rear neighbors. Just a 7-minute walk to one of the two community pools! Features include an open floor plan with 10-foot ceilings, a dedicated den, and an oversized kitchen island perfect for entertaining. The chef-inspired kitchen boasts a professional vent hood, gas cooktop, stainless appliances, and designer white cabinetry. The primary suite offers an oversized shower, dual sinks with quartz countertops, and a large walk-in closet. Designer touches throughout include upgraded lighting and ceiling fans. Enjoy outdoor living with an expansive 4-panel sliding glass door, synthetic turf in front, and desert landscaping in back. Tandem 3-car garage includes a utility sink. ASSUMABLE FHA LOAN AT 2.75%! FINANCING OPPORTUNITY ASSUMABLE FHA LOAN AT 2.75%! This incredible financing opportunity allows a qualified buyer to assume the current loan with its below-market interest rate of 2.75%, potentially saving thousands in interest over the life of the loan compared to current market rates. PROPERTY DETAILS This 2,515 square foot home was built in 2019 by Fulton Homes features 4 bedrooms, 3 full bathrooms, and a den. This home sits on a spacious 7,633 square foot corner lot with no neighbors behind for added privacy. COMMUNITY POOL ACCESS No need for pool maintenance! Enjoy quick and easy access to community amenities with just a 7-minute walk to the community pool. Glennwilde Groves offers residents access to two well-maintained pools, perfect for cooling off during hot Arizona summers without the hassle of pool ownership. INTERIOR FEATURES The home showcases an open concept design with 10-foot ceilings throughout the single-level floor plan. The kitchen is a true highlight with its oversized island, professional vent hood, gas cooktop, stainless steel appliances, and white cabinetry with designer finishes. The primary bedroom suite includes an oversized shower, dual sinks with quartz countertops, and a large walk-in closet. All bathrooms feature granite countertops, and the home has upgraded lighting and ceiling fans throughout. DESIGNER TOUCHES This property stands out with its thoughtful designer elements including upgraded lighting fixtures and ceiling fans throughout. The attention to detail is evident in the elegant white cabinetry with designer finishes, quartz countertops in the primary bath, and granite surfaces in all bathrooms. COMFORT AND EFFICIENCY This home was built with energy efficiency in mind. It features energy-saving frame and stucco construction, LP Tech Shield radiant barrier to reduce heat in the attic, R-19 cellulose wall spray insulation on exterior walls, and R-30 ceiling insulation over livable areas. The dual pane vinyl windows have Low E insulated glass to further minimize heat transfer. EXTERIOR FEATURES This private corner lot offers no neighbors behind and features synthetic turf in the front yard for low maintenance curb appeal and desert landscaping in the backyard. The 3-car tandem garage provides ample storage with a 36-foot-deep tandem bay and includes a utility sink. COMMUNITY AMENITIES Glennwilde Groves community offers residents access to 2 pools, 10 tot lots, and a soccer field. The home is just a 7-minute walk to the community pool and a 3-minute bike ride to Pacana Park. PACANA PARK This approximately 28-acre recreational area offers extensive amenities including: - Fishing lake - Walking path around the lake and green spaces - Dog park with interactive obstacles - Three multipurpose fields - Two softball fields - Outdoor Fitness Court - Large interactive playground - Two covered ramadas with picnic tables and grills - Half-court basketball court
Source: ARMLS #6908543
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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