19040 Venture Dr Lago Vista, TX 78645
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About this home
Feast your eyes on 19040 Venture DR in Point Venture, a single-family home that's not just a house, but a seriously attractive home in good condition that’s practically begging for a new owner to unlock its full potential. Imagine yourself the star of your own home makeover show in the living room, where the fireplace is ready to crackle and pop with cozy contentment, while the beamed ceiling and vaulted, high ceiling conspire to create a sense of spacious grandeur and a dramatic backdrop for all your interior design dreams. Picture yourself lounging on the patio, drink in hand, as the sun dips below the horizon, or hosting the most enviable outdoor dining parties that Point Venture has ever seen; and then picture yourself perfecting your tan by the community pool or on the Lake - all of this is possible. The kitchen is equipped with shaker cabinets and a kitchen peninsula with a kitchen bar, the perfect layout to practice your mixology skills and entertain your friends. The bathroom is outfitted with a double vanity, which makes getting ready in the morning a breeze. With a patio, deck, and balcony, this house is an invitation to live life outdoors. The open floor plan is ideal for entertaining or simply enjoying the spaciousness of your home. With three bedrooms, three bathrooms, and two garage spaces, this Point Venture property built in 1996 is not just a house, but a launchpad for the lifestyle you've always wanted.
Source: ACTRIS #6848964
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.