1906 Amethyst Dr Killeen, TX 76549
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About this home
Welcome to Amethyst House, a well-maintained 4-bedroom, 2-bathroom home located in Killeen, TX south of I-14 Interstate. Designed with a functional split floor plan, this property offers both comfort and privacy. Each bedroom includes carpet flooring and ceiling fans, while the kitchen is equipped with a stove, refrigerator, and dishwasher. Washer and dryer hookups are also available for added convenience. The backyard features a small covered porch and a fenced yard, providing a private outdoor space to enjoy. Centrally located, this home is just minutes from Fort Hood, Texas A&M Central Texas, and Killeen Regional Airport, as well as a variety of shopping, dining, and everyday essentials. The generous living area extends to offer a flex space at the rear of the home currently used as an office set up. The open layout, however, provides flexibility for any Buyer's needs. Large windows pour natural light in to the back of the home, illuminating the dining and kitchen areas as well. Both the primary and secondary bathroom vanities offer extended counter-tops and cabinet storage below to accommodate all essentials. Currently rented and professionally managed as a successful Airbnb, this property is also available with the option to sell fully furnished. It is perfect for an investor seeking a turnkey opportunity or for an owner-occupant looking for a smooth and worry-free move. New Roof installation in Fall 2025 - in progress. Kitchen countertops to be replaced with granite Fall 2025 - in progress.
Source: CENTRALTEXAS #591166
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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