1907 Redfish Run SW Supply, NC 28462
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About this home
NATURE IS CALLING! A beautifully maintained home nestled in the heart of the gated Oyster Harbour community, where coastal charm meets comfort and nature. LOCATED DIRECTLY on a nature lovers FRESH WATER POND; Launch your canoe or kayak directly from this property. This thoughtfully designed floor plan welcomes you in with warmth and ease, flowing seamlessly through light-filled, open-concept living spaces. The family room, anchored by a cozy fireplace, blends effortlessly with the well-equipped kitchen — the heart of the home — where you'll enjoy views of the tranquil natural pond while prepping meals. Step out onto the screened porch and relax as you take in the peaceful sights and sounds of local wildlife. Upstairs, all bedrooms and three full baths are conveniently located, including a generous owner's suite with serene views, walk-in closet, double vanity, soaking tub, and separate shower. A flexible office or den on the main level and a quiet study nook upstairs provide space for hobbies, reading, or remote work. Oyster Harbour offers a vibrant lifestyle for those seeking both relaxation and recreation. Community amenities include tennis and pickleball courts, a large outdoor pool, clubhouse with kitchen and grilling areas, and one of the few direct access boat launches on the Intracoastal Waterway — complete with day docks for convenience. Two kayak launches on the Shallotte River are just a short stroll from the home. Take an evening walk along the quiet streets, and you might even hear the ocean breeze — Holden Beach is less than 10 minutes away. Immaculate and move-in ready, this home is waiting for you. Your new friends and your next chapter in Oyster Harbour are ready to welcome you home.
Source: NORTHCAROLINAREGIONAL #100520830
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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