1909 8th St Brownwood, TX 76801
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About this home
This exceptional corner lot home is designed to accommodate various lifestyles, whether for a large family, multi generational living, or a group of friends such as the Golden Girls. The house features four spacious bedrooms, three of which have an ensuite bath. The largest bedroom provides the flexibility to create a fifth bedroom or home office if desired. Each bedroom boasts generous closets with built in storage. The hallway bathroom has a double sink counter, tub & shower combo, pocket door, and abundant storage. The primary bedroom has a walk in shower as well as one of the two laundry areas. Two expansive living areas allow for entertainment, relaxation, and family gatherings. At the heart of the home is a stunning 14 x 23 glass walled atrium, providing natural light and a serene view. The back den includes a corner fireplace, crown molding, built in cabinetry, high ceiling, pocket lighting, and easy access to the backyard. The kitchen and dining area is beautifully appointed with crown molding, wainscoting, concrete countertops, and elegant cabinetry. At the center is a 4 x 12 kitchen island featuring a sink and dishwasher, complemented by a walk in pantry and pocket lighting. Designed with accessibility in mind, the home includes wide hallways, 36 inch doorways, and pocket doors for easy movement throughout. With four bathrooms, two laundry areas, and multiple living spaces, it is well suited for families with elderly members or those needing extra room and easy access. The center atrium and large kitchen & dining area further enhance the home’s adaptability and entertaining potential. Additional amenities include two hot water heaters, solar panels, two laundry areas, and a home security system. The large two car carport adds convenient accessibility from either street on the corner lot. This unique and versatile home must be seen to be fully appreciated. Schedule your showing today.
Source: NTREIS #21044056
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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