1912 Cool Breeze New Braunfels, TX 78130
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About this home
This New Braunfels residence in West Village at Creekside invites you to experience thoughtfully arranged living that prioritizes both comfort and efficiency. From the moment you step inside, the open flow connecting the kitchen, family room, and dining area creates an environment where daily life unfolds naturally - whether you're preparing meals, gathering with loved ones, or entertaining guests. The kitchen itself commands attention with substantial granite countertops that stretch across generous work surfaces, paired with a pantry spacious enough to accommodate serious provisioning. Energy Star appliances integrate seamlessly into the design, keeping utility costs in check while delivering reliable performance. Meals prepared here transition effortlessly into the adjacent dining and family spaces, eliminating the awkward separation that plagues many floor plans. Upstairs, a loft-style gameroom offers a retreat for recreation and relaxation, giving your household the flexibility to grow into different needs as life changes. Downstairs, the primary bedroom provides convenient living on the main floor, a feature that gains value as priorities shift through different life stages. Additional bedrooms throughout the home offer ample space for growing families, guests, or dedicated work-from-home offices. A water softener means softer skin, cleaner dishes, and reduced mineral buildup - details that compound into genuine quality-of-life improvements. The two-car garage protects your vehicles from the Texas sun while providing storage solutions almost as big as the Lonestar state. Outside, a covered patio extends your living space into the New Braunfels night, while a privacy fence creates a secure boundary that transforms your yard into a genuine retreat. The included washer, dryer, and refrigerator add immediate move-in convenience, letting you settle in rather than scramble for essential appliances.
Source: SABOR #1920247
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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