1913 Goldilocks Ln Manchaca, TX 78652
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About this home
Pride of ownership shows throughout this beautiful Manchaca home, offering almost 3,000 square feet of thoughtfully designed living space. Featuring 4 bedrooms plus 2 office or flex rooms, 3 full and 1 half baths, and two spacious living areas, there is plenty of room for everyone to spread out. The open downstairs layout includes stunning tile floors throughout, a welcoming entryway with high ceilings, and a striking staircase that sets the tone for the home. The first floor is perfect for entertaining or everyday living, with multiple dining and living areas enhanced by upgraded lighting and fresh paint. Upstairs, enjoy a fantastic game room and media area, as well as an additional open flex space and 2 full bathrooms. The home also offers a covered back porch, ideal for barbecuing even in a Texas thunderstorm, plus a cemented sidewalk leading to the backyard on the side of the house. Recent upgrades include shiplap in the bathrooms and laundry room, a new water heater, and updated light fixtures throughout. Storage is abundant, and the layout provides both functionality and comfort for modern living. Residents of this friendly, quiet community enjoy access to a wonderful community center with a pool, parks, playground, and sporting fields nearby. Conveniently located with easy access to Mopac, 45, and 35, this home also benefits from a low tax rate and City of Austin schools, which allow students to choose from a variety of programs, including free Early College High School. This home has been meticulously maintained, and its combination of space, upgrades, and location makes it a perfect fit for everyone seeking room to grow. From the open floor plan to the flexible office spaces and upstairs entertainment areas, every detail has been designed to maximize comfort, convenience, and style. Schedule a private tour today and experience everything this Manchaca gem has to offer.
Source: ACTRIS #5239661
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.