1915 Hillside Ct Van Alstyne, TX 75495
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About this home
Experience the perfect blend of luxury, comfort, and convenience at 1915 Hillside Ct, a stunning Highland Homes build with a 60 foot lot located in one of Van Alstyne’s most desirable communities. Designed for modern family living, this immaculate 4 bedroom, 3.5 bath residence offers sophisticated style and thoughtful spaces for every occasion. Step inside to soaring ceilings, elegant finishes, and an open-concept design that welcomes natural light throughout. The gourmet kitchen is a chef’s dream, featuring a large island, quartz countertops, stainless steel appliances, and custom cabinetry perfect for entertaining or enjoying family meals. The spacious living area flows seamlessly to the dining space and outdoor patio, creating an inviting atmosphere for both relaxation and gatherings. The primary suite is a serene retreat with a spa-like ensuite bath, dual vanities, soaking tub, and expansive walk-in closet. A private office provides the ideal space for remote work or study, while the media or bonus room offers flexibility for a home theater, playroom, or fitness area. Outside, unwind under the covered patio and take in the peaceful surroundings of your beautifully maintained backyard. Enjoy resort-style community amenities including a sparkling pool, jogging and walking trails, and picturesque green spaces ideal for family fun and outdoor living .Exceptional Value: This property has no PID or MUD, offering significant long-term savings compared to many nearby neighborhoods. VA assumable loan as a potential option at an extremely low interest rate.
Source: NTREIS #21092477
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.