19151 Genesee Rd Euclid, OH 44117
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About this home
Here is the home you have been waiting for. This large, light-filled 4-bedroom, 2-bath Colonial has updates throughout. The refreshed kitchen features soft-close cabinetry, granite counters, new stainless steel appliances, and LVT flooring. Enjoy the spacious dining room and an oversized living room with a decorative fireplace and luxury vinyl flooring, all in a neutral décor. A barn door off the living room opens to a bright three-season room. Both full baths are updated with LVT flooring, ceramic bath/shower area, and all-new fixtures. One of the updated bathrooms is located on the first floor, accessible from either the kitchen or the main area. The second level features three nicely sized bedrooms with new carpeting and the other fully updated bath; the third floor provides an expansive bonus room/master bedroom with a mini-split heating system. The back entrance includes an enclosed back porch. A basement gives you the storage and the option of additional entertaining space. Major updates (2025) include windows, furnace, central air, hot water tank, carpeting, luxury vinyl flooring, interior and exterior paint, light fixtures, appliances, granite, doors, and a new driveway. The 2-car garage has electricity with an opener. All are located on a cul-de-sac in Euclid's Indian Hills area, close to the Metroparks, medical facilities, highway access, and downtown Cleveland. Along with restaurants and local shopping. Point of sale compliant. Do not miss this home that checks all the boxes with everything done for you. Just move in. Make your appointment today, before this one is gone.
Source: MLSNOW #5161549
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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