1917 Mcculloh St Baltimore, MD 21217
Your savings
About this home
Tastefully updated Baltimore home for Sale. This Beautiful 5 bedroom 5.5 bathroom house will deliver on all your needs. Over 3,000 sq/ft of finished living space. Each bedroom has its own separate bathroom. Main floor greets you with a bright and open floor plan. Updated kitchen with granite countertops, stainless steel appliances and space for a breakfast area. Designated Dining room with a bar area, large living room with exposed brick, cozy electric fireplace and 1/2 bath completes this floor. Large oversized deck of the kitchen down to your private fenced in backyard and private 2 car parking pad. The 2nd level greets you with 2 owners suite bedrooms and designated bathrooms. Double vanity and large walk in closet in the main. 3rd level gives you 2 more oversized bedrooms with walk-in closets and private bathrooms. Fully finished lower level with a walkout to the back yard and parking. 5th bedroom and another 5th full bath. Large family/rec room and plenty of storage. 2 Separate 90% HVAC units for maximum comfort and efficiency. High Ceilings throughout. Plenty of natural light greets you in every bedroom. Schedule your showing today.
Source: BRIGHT #MDBA2186996
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.