1917 Overlook Ridge Dr Keller, TX 76248
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About this home
LOCATION! LOCATION! LOCATION! Do you love privacy, do you love a green space? If so, this is where you truly want to live. Not only does this house offer the most perfect floor plan with what some would call a formal living and dining, some would say it's a great place for a pool table and some might say an office or playroom, but no worries what you want to use this very large space for because you also have a bonus room upstairs that is currently being used as a media room. Again, this house is and can be everything you would want or need. The private primary en-suite s and the additional three bedrooms are all downstairs. The kitchen is a dream for all cooks with its Jenn-Air 5 burner gas range and down draft vent. So many upgrades over the last few years by the home owners, this home has been meticulously taken care of! In August 2019 they installed a new roof, in 2023 a new HVAC was installed and what better way to be energy efficient but install all new windows throughout. A full tile remodel was done in May of 2025, and the pool was totally rebuilt and additional concrete poured for entertaining. Privacy deluxe with this beauties gate at the eve of the home so no unannounced guest while in the pool, in addition to an amazing greenbelt that runs behind the home, this is very hard to find in a subdivision. Welcome Home!
Source: NTREIS #21084800
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.