1918 Sunspur Rd New Braunfels, TX 78130
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About this home
This home truly has it ALL, located in the heart and charming town of New Braunfels, you will want to make this one yours. A stunning gem that has 4 bedrooms, 3.5 bathrooms and designed with space and comfort in mind. High ceilings and an ideal open floor plan featuring not one but two bedrooms downstairs. Welcoming you in is also a study area and two living rooms that give everyone room to spread out. The chef's kitchen is a true showstopper complete with Samsung Bespoke smart appliances, upgraded fixtures, under-cabinet lighting, granite countertops and rich wood cabinetry. The primary suite is your own personal retreat with a spacious closet that includes a fan and spa-inspired bath featuring dual vanities, and a soaking tub. Secondary bedrooms are generously sized so everyone has their own space. Outside, you'll find an entertainer's dream- an impressive backyard oasis featuring an extended covered patio, fire pit area and a luxurious heated saltwater pool- resort style living right at your back door. Additionally, some highlights include a custom-built storage shed, built-in garage shelving, upgraded landscaping with irrigation and a keyless entry. With its thoughtful upgrades, 10 year builder warranty, this home perfectly combines functionality, comfort and resort-style living all in one. Schedule your showing TODAY, you don't want to miss this show stopper.
Source: SABOR #1919331
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.