192 Blue Marlin Dr Oldsmar, FL 34677
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About this home
Just listed in the highly sought-after Gull-Aire Village-enjoy peace and quiet in this prime location! This spacious home offers 1,274 square feet of comfortable living space, complemented by a beautiful two hundred square-foot air-conditioned Florida room, perfect for relaxing or entertaining. You are just a short stroll from the community pool and clubhouse. The home features sturdy plywood subfloors with laminate flooring throughout. Major updates include an A/C and water heater installed in 2023, ensuring year-round comfort. Updated windows and siding. Roof-over. Washer and Dryer are in the utility room. Pavers on driveway and parking pad. Gull-Aire Village is known for its vibrant social scene. The clubhouse hosts monthly planned activities and includes amenities such a pool table, shuffleboard, bocce ball court, and a heated pool and spa. Stay active with regular yoga, pool exercise, bingo, cards, and line dancing. The neighborhood is also golf cart friendly! HOA fees are just $60 per month. The community is pet friendly-you can have one pet of any size, and a second pet is allowed with a doctor's letter for emotional support. Best of all, you own your land. Convenience is at your doorstep. Across the street from the community, you will find AMC Theatres, Bealls, Marshalls, PetSmart, Five Below, and Dollar Store, along with popular dining spots like Shaker & Peel, Craft Street Kitchen, Mandola's, Country Pizza Italian Grill, and Eve's Family Restaurant. Super Walmart, Publix, and Countryside Hospital are only minutes away. Love the outdoors? The beautiful beaches of Honeymoon Island and Caladesi State Park are about ten miles away, and there is a scenic biking and walking trail along the canal with access points from the community. Room sizes are approximate. Do not miss this opportunity to live in one of Oldsmar's most desirable communities!
Source: STELLAR #TB8427755
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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