1920 Hubbell Dr Mount Pleasant, SC 29466
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About this home
Talk about curb appeal! What a charmer, and it's nestled on a quiet marsh-view lot at the far end of Darrell Creek in the desirable The Village at Park West. This move-in ready home offers three levels of comfortable living and plenty of room to spread out. Step onto the inviting covered front porch and inside to find handsome and easy care LVP flooring leading past the formal dining room (or den!) and into the cheery eat-in kitchen with an adorable window bench complete with hidden storage. The open family room centers around a cozy fireplace, while French doors open to the screened porch, fenced backyard, and your private overlook of the beautiful and serene marsh. The first floor also offers shutters across the front, a powder room, and a coat closet off the foyer. Upstairs, thespacious primary suite again features plantation shutters, a walk-in closet, and a spa-inspired bath with a deep soaking tub and separate shower. Two additional bedrooms, a full bath, and the convenient laundry room complete this level. The third-floor suite provides a flexible space with a bedroom, sitting area, full bath, and closetideal for guests, teens, or a home office use. Additional highlights include a deep one-car garage, expanded driveway for extra parking, and full-perimeter guttersa rare find in this neighborhood. Park West is one of Mount Pleasant's most sought-after communities, featuring walking paths, manicured common areas, and access to Park West's Amenity and Tennis Club where residents can enjoy a full array of recreational options, including tennis courts, volleyball, a junior Olympic-size pool with a Summer Kitchen, a children's pool, and a playground. There's also a multi-purpose pool featuring a zero-entry area on one end and an in-pool volleyball court on the otherperfect for both relaxation and fun. Beyond the pools, Park West offers approximately six miles of biking and walking trails and over four miles of scenic creeks for kayaking or crabbing, with a community crabbing dock at Masonborough Park. The Park West Business Center adds even more convenience, offering shops, restaurants, boutiques, and caféseverything you need right within the neighborhood. All of this along with, award-winning schools, great shopping (including Costco), medical facilities, beaches, downtown Charleston, and the airport. ***A 1% lender credit toward eligible closing costs like origination fees and prepaid expenses is available if buyer chooses to use the seller's preferred lender***
Source: CTAR #25027657
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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