1923 Cr 738 Webster, FL 33597
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About this home
Escape to your own private paradise with this stunning 3-bedroom, 3-bathroom custom home, built in 2015 and nestled on 5 acres at the end of a quiet dirt road. Offering 2,440 square feet of thoughtfully designed living space, this property combines luxury, functionality, and total privacy — all just minutes from I-75. Step inside and fall in love with the cathedral ceilings, open floor plan, and abundant natural light. The heart of the home is the huge chef’s kitchen, featuring stone countertops, a massive center island, stainless steel appliances, and a huge pantry perfect for culinary enthusiasts and entertainers alike. The spacious primary suite offers a true retreat with a spa-like bathroom and ample closet space. Two additional bedrooms and a dedicated office provide plenty of room for family, guests, or working from home. Enjoy year-round Florida living in the screened-in in-ground pool with spa, perfect for relaxing or entertaining, especially with the expansive seating area and perfect outdoor kitchen space. The adorable front porch offers peaceful views of your expansive property. Additional features include: • No HOA, no deed restrictions – bring your toys, animals, or build your dreams • 24 x 48 Pole barn with concrete floors – ideal for storage, workshop, or hobbies • Indoor laundry room • 2-car garage • Easy access to I-75 for commuting, shopping, and dining This one-of-a-kind property offers the best of both worlds: peaceful country living with modern conveniences and excellent location. Don’t miss this rare opportunity!
Source: STELLAR #G5099801
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.