193 Eisenhower Rd Denison, TX 75020
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About this home
Experience the best of country living at 193 Eisenhower Rd! Picture yourself in a classic ranch home dotted by mature shade trees on a roomy one-acre lot—it’s the kind of place where peaceful mornings and easygoing afternoons come naturally. Step inside and you’ll find a welcoming floor plan that has all the warmth and charm of a traditional ranch, making you feel right at home from the start. Proximity to Eisenhower State Park and Denison’s attractions makes the location appealing to families, outdoor enthusiasts, and visitors seeking relaxation or activities. Eisenhower State Park provides direct access to a variety of outdoor recreational activities, including hiking, fishing, camping, nature walks, boating, and scenic views of the lake. Love to tinker or need extra space? The spacious workshop is perfect for working on hobbies, tackling projects, or storing your gear. For pet lovers, the dog kennels offer even more flexibility, allowing furry friends to live their best lives, too. Whether you want to unwind on the porch, soaking in quiet country evenings, dive into projects in your very own shop, or enjoy the wide-open space, this home makes it easy. Denison’s historic downtown, restaurants, arts venues, and unique events add variety and entertainment options, making your family explorations more enjoyable. Easy access to both outdoor adventures and urban amenities make this home stand out from more isolated country homes and makes it perfect for your country lifestyle.
Source: NTREIS #21043063
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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