1930 Wilrose Pl Matthews, NC 28105
Your savings
About this home
Lovely Matthews home, thoughtfully designed for those who love to entertain! Inviting open floor plan with seamless flow throughout the main level living spaces. The kitchen has been beautifully updated w/ butcher block countertops, a stylish tile backsplash, stainless steel appliances, and modern overhead lighting. Pantry w/appliance shelf & plenty of storage. Brand new flooring & paint on the main level. Family room offers a gas fireplace with mantel. Upstairs, the large primary suite offers a refreshed bathroom with tile, a sleek glass-enclosed shower & a generous walk-in closet. Three additional bedrooms and a bed/bonus room provide plenty of space for everyone. Two of the bedrooms have been combined to create an ideal workspace —perfect for remote work or creative projects. The bed/bonus room is oversized, offering endless possibilities for a playroom, gym, or media room. Step outside and discover the true showpiece of this home—a backyard built for fun and relaxation with privacy! Enjoy the deck with gazebo leading to a sparkling in-ground saltwater pool with a recently updated liner( 2022) and a Wi-Fi-controlled pump system(2024). Unwind in the hot tub (2021), or gather with friends and watch the game on the outdoor TV under the gazebo. You can also move the party to the rec room/entertainment space, complete with multiple TV options and a pool table for the ultimate game-day setup. Home backs to wooded area for added privacy. This home is easily accessible to Downtown Matthews - Squirrel Lake Park located just outside of the neighborhood with access to the greenway trails, pond, disc golf and playground makes this homes location a true gem. This home has been lovingly maintained and offers the perfect combination of comfort, style, and entertainment. Don’t miss your chance to make it yours!
Source: CANOPYMLS #4312156
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.