19307 Wind Dancer St Lutz, FL 33558
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About this home
**PRICE DROP** Tucked away on a quiet street in the coveted Villarosa neighborhood, this exceptional one-story home offers a rare combination of spacious living and serene natural beauty. Situated on a stunning pie-shaped premium conservation lot, the property delivers peaceful, tree-lined views and a level of privacy that’s hard to come by. With 2,907 square feet of thoughtfully designed living space, this 4-bedroom, 3-bath pool home with a 3-car garage has been crafted for comfort, elegance, and effortless entertaining. Notable updates include a newer roof (2021), A/C motor replaced in May 2024, a UV light for the HVAC system, and a generator pigtail set-up—providing enhanced efficiency, air quality, and peace of mind. From the moment you enter through the double glass front doors with a transom window above, natural light floods the interior, highlighting soaring ceilings, graceful archways, rounded corners, and a seamless, flowing floor plan. To the left of the foyer, the living/sitting room—currently used as an office—is surrounded by custom bookshelves. To the right, the formal dining room showcases refined crown molding, decorative columns, and Plantation shutters, which are also featured in the adjacent living room. The kitchen is artfully framed by a beam-topped colonnade, adding architectural character while subtly defining the space. This eye-catching kitchen features framed cabinetry with rope detail, Granite countertops, a tumbled marble backsplash, a center island, and a casual dining space. The breakfast bar lies beneath the beam structure outlining the kitchen, and opens to the expansive great room where a built-in entertainment wall is bathed in natural light from the triple sliding glass doors and transom window above, leading out to the lanai. The luxurious primary suite, entered through double doors and finished with crown molding, offers tranquil views of the pool and conservation area through sliding glass doors. It includes dual walk-in closets and a spa-like ensuite bath with separate vanities (including a dedicated makeup area), a tile surround soaking tub, walk-in tiled shower with glass block detail, a linen tower, and a private water closet. The secondary bedrooms are generously sized, with ample closet space. One features its own ensuite bath with direct access to the pool, perfect for guests or multigenerational living. Step outside to the show stopping outdoor living area—where a screened lanai, sparkling pool, and spacious patio invite year-round enjoyment. Backed by conservation with no rear neighbors, the backyard feels like a private retreat. Located in one of Hillsborough County’s top-rated school districts—including Steinbrenner High School—this home combines natural serenity with everyday convenience. Shopping, dining, and major commuter routes are just minutes away. Residents enjoy access to nearby Villa Rosa Park, a scenic 7-acre space featuring a playground, tennis courts, sand volleyball, basketball, picnic shelters, restrooms, open green space, and walking trails. With easy access to the Veterans/Suncoast Expressway, Tampa International Airport, downtown Tampa, medical facilities, top-rated golf courses, and entertainment venues, this location is ideal. Don’t miss your chance to live in Villarosa—one of Lutz’s most desirable communities. Schedule your private showing today!
Source: STELLAR #TB8401095
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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