19331 Kingsville St Harper Woods, MI 48225
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About this home
Back on market due to buyer's financing falling through!!! Remodeled Top to Bottom - And Yes, It Has TWO Full Bathrooms. Welcome to this fully renovated all-brick ranch in Harper Woods, offering modern updates and flexible living space inside and out. Step into the reimagined kitchen featuring brand-new white shaker cabinets, quartz countertops, a custom tile backsplash, and stainless steel appliances—all selected for both style and function. The updated main-level bathroom includes new ceramic tile, modern fixtures, and a contemporary vanity that complements the home’s clean and timeless design. Throughout the main floor, you’ll find beautifully refinished hardwood flooring and fresh finishes in every room. Downstairs, the finished basement nearly doubles the usable square footage. It includes a second full bathroom and a large bonus room that can function as an additional lounge, creative space, home office, or storage area—whatever suits your needs. Outdoors, the home sits on a double lot with a spacious, fully fenced yard, ideal for gardening, gatherings, or creating a peaceful backyard retreat. A 1 ½ car garage provides room for both parking and storage. Located just north of Moross and east of Rossiter, this Harper Woods home is minutes from Grosse Pointe shopping districts, local parks, and nearby medical centers such as Ascension St. John and Corewell Health Grosse Pointe. Residents enjoy quick access to major freeways, recreational facilities, and dining options. Whether you’re purchasing your first home or downsizing into something low-maintenance, this well-maintained property offers convenience, style, and immediate occupancy. Don’t miss the opportunity to make it yours. Security system and cameras do not stay with the home.
Source: REALCOMP #20251031936
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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