1935 Cartwright St Bryan, TX 77807
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About this home
Looking for a little more space to spread out? (4 bedrooms can be hard to come by in this price point!) What about a home built as recently as 2020, open concept, in great condition, look no further than 1935 Cartwright in Pleasant Hill! It has 4 beds, 2.5 baths, AND a flex space, suitable for a home office or game room. Take note of the sparkling granite countertops in the kitchen, light and bright cabinets, plenty of dining space for entertaining, stainless steel appliances, smart home features, and a great yard for your furry friends! The primary en suite bathroom has an oversized shower and the spacious closet you've been missing, which conveniently connects to your laundry room. Pleasant Hill is located 3.9 miles from Lake Bryan, 8 miles to RELLIS campus, and 3.9 miles to historic Downtown Bryan! Life in Bryan IS better! Make your private showing appointment today!
Source: HAR #12837288
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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