1935 Putnam Dr Bartlesville, OK 74006
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About this home
Immaculate home on corner lot w/ quality, stylish finishes and ultra-flexible floorplan--one you MUST SEE! Spacious, open living room w/ gas log fireplace, luxury Life Proof flooring, tray ceiling and skylight w/ retractable shade. The big, gorgeous Pella windows give ample natural light. Galley kitchen w/ stunning upgraded granite countertops, built-in microwave, new Samsung smart electric range (gas line avail) w/ double ovens incl air fryer & convection, pantry, fridge stays!, classic oak cabinetry w/ convenient pull-out shelving and plenty of counter space for meal prep and entertaining. Oversized breakfast nook conveniently off the kitchen that accommodates a full dining set. Oversized primary suite w/ private bath, dual walk-in closets & vanities, Jacuzzi tub and separate shower. Laundry and powder bath off kitchen. Newer roof, gutters, Trane XL high-efficiency HVAC system, and water heater. Recessed lighting & neutral colors throughout. All bathrooms w/ comfort height toilets. Outside you will find a covered back patio, storage shed, sprinkler system, privacy fence, landscaping, mature trees, raised garden w/ separate irrigation, two gate entries w/ space to park a trailer, three-car drive and two-car side entry garage w/ work area and decked attic access. Smart Google thermostat, Ring doorbell, keypad entry, and custom blinds throughout. The 4th bedroom would make a fabulous office! This one is sure to check all the boxes. Schedule your showing today!
Source: MLSTECHNOLOGY #2544634
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.